Finding the Right Mortgage Company for Your Home Loan Finding a mortgage company and lender for your home loan that will lend on a mountain home in the Denver Foothills is sometimes challenging. It seems like there are national mortgage companies that are afraid to lend on a home in the mountains. They see the wildfires on the news and think the entire state is on fire. The truth is we rarely lose a structure from a wildfire. Some mortgage companies just don't understand this fact.