Buying a home is a significant financial decision and can be a complex process, but it can also be an exciting journey. Here’s a general overview of the steps involved:

Determine Your Budget: Before you start looking for a home, it’s important to understand how much you can afford. This typically involves reviewing your income, savings, and current monthly expenses. You may also want to get pre-approved for a mortgage, which can give you a better idea of your budget and make you more attractive to sellers.

Find a Real Estate Agent: A real estate agent can guide you through the process of buying a home, from finding listings that match your preferences and budget, to negotiating the price and closing the deal. They have expert knowledge of the local market and can provide valuable advice.

House Hunting: This is where you start visiting homes in person. It’s important to take your time and consider all aspects of the homes you view, including their location, condition, size, and layout.

Make an Offer: Once you’ve found a home you love, you’ll make an offer to buy it. This is often a negotiation process, as you and the seller may go back and forth until you agree on a price.

Home Inspection and Appraisal: After your offer is accepted, you’ll typically have a home inspection to check for potential issues with the property. Your lender will also order an appraisal to ensure the home is worth the price you’re paying.

Closing the Deal: If everything goes well with the inspection and appraisal, you’ll move forward to closing. This is when you’ll sign all the necessary paperwork, pay your down payment and closing costs, and receive the keys to your new home.

Remember, every home buying experience is unique and can vary based on factors such as the local real estate market and your personal circumstances. It’s important to do your research and consult with professionals such as a real estate agent and mortgage lender to guide you through the process.

April 2023

Buying a Home In Evergreen Colorado – Why Now is a Great Time to Buy

2023-04-29T09:07:20-06:00By |Buyers, Buyers Agent, Buying a home, Colorado, Evergreen|

Buying a Home In Evergreen Colorado - Why Now is a Great Time to Buy | Orson Hill Realty Evergreen Colorado Homes for SaleBuying a Home in Evergreen Colorado - Why Now is the Best TimeAre you in the market for a new home? Are you considering buying a home in Evergreen, Colorado? If so, no…

March 2023

Your Realtor is the Only One You Should Take Real Estate Advice From

2023-03-10T11:11:49-07:00By |Buyers, Buying a home, Listing Agents, Listing your home, Real Estate, Real Estate Agents, Real Estate Brokers, Real Estate Companies, Real Estate Ethics, Realtors|

Why Listen to Your Realtor? The impetus for this article came about after observing the poor decision-making of certain customers, who received advice on real estate matters from a wide variety of sources.

Even if Interest Rates Go Up You Should Still Buy a Home

2023-03-07T09:49:08-07:00By |Buying a home, Mortgage Lenders, Real Estate|

Even if Interest Rates Go Up You Should Still Buy a Home | Orson Hill Realty Mortgage Rate Trend As we move into 2023, many potential homebuyers are concerned about rising mortgage rates. After falling during the winter months, rates have started to increase in recent weeks, ma…

January 2023

February 2021

March 2020

Why You Should Use a Real Estate Agent

2022-12-07T11:56:11-07:00By |Buyers Agent, Buying a home, Listing Agent, Listing your home, Real Estate, Real Estate Agents, Real Estate Companies, Selling your home|

There are hundreds of reasons to use a real estate agent while selling or buying your home. To the right there is a nice little meme with a couple of bullet points of why using a real estate broker is a great idea. This is a nice visual for those folks that learn this way.

Real Estate Agents in Golden and Evergreen CO – Listing or Buying Your Home

2020-04-04T14:40:37-06:00By |Buyers Agent, Buying a home, Denver, Golden, Golden CO, Homes For Sale, Listing Agent, Listing your home, Real Estate, Real Estate Agents, Real Estate Brokers, Real Estate Companies, Relocation Services, Selling your home| Real Estate Agents Golden and Evergreen CO [...]

December 2019

September 2019

July 2019

April 2019

March 2019

Home Loan Mortgage Lenders Evergreen, Conifer, Golden, Denver and Foothills

2023-05-23T21:04:38-06:00By |Buyers, Buying a home, Colorado, Conifer, Denver, Denver Foothills, Evergreen, Golden CO, Kate Higgins, Lenders, Lisa Marie Schwartz, LIttleton, Mike Sadowski, Real Estate|

Finding the Right Mortgage Company for Your Home Loan Finding a mortgage company and lender for your home loan that will lend on a mountain home in the Denver Foothills is sometimes challenging. It seems like there are national mortgage companies that are afraid to lend on a home in the mountains. They see the wildfires on the news and think the entire state is on fire. The truth is we rarely lose a structure from a wildfire. Some mortgage companies just don't understand this fact.

February 2019

November 2018

October 2018

July 2018

May 2018

April 2018

Why you should let your real estate broker handle all communication with the other side

2022-12-07T12:04:47-07:00By |Buyer agent, Buyers, Buying a home, Listing Agent, Realtors, Sellers|

It is sometimes hard for buyers and sellers to contain their excitement when it comes to buying or selling a home. Sometimes they feel they are doing the broker or agent a favor by not bothering them and contacting a broker or buyer or seller directly.

March 2018

February 2018

Buying a new home

2020-12-06T21:01:58-07:00By |Buyer agent, Buying a home|

Orson Hill Realty Serving The Denver Foothills, Denver Metro, Cherry Creek, Cherry Hills Village and the Mountains Meet The OHR Team All our brokers are Realtors and can work for you as a listing agents or buyer agent or both See The Team Things to know about buying your new home.... Buying a home is a very important decision and should't be taken lightly. It can really make an enormous difference in your lifestyle. It is also most likely the biggest financial transaction you may make in a long time. There are some things you really need to consider when looking at a new home to purchase. 1. Be realistic and a little flexible: There are really no perfect homes. Even when you build your home from scratch and build a custom home. Even when you build a custom home when you are done you realize you could have done something different. You need to make a list and decide what is important to you, there might be a few things you can't live without. Then there will be  a few that are part of your "wish list". Maybe you need to have a garage. Make sure you find a home that has the features you require and be flexible on ones that are not 100% necessary, especially in today's market. Be prepared to compromise on some of the items on your wish list. * Decide on a price: It's OK to look at homes a little over what you can pay. Even in a hot market sellers will most likely take a lower offer for their listing if the rest of your offer is strong. Their are also some listing agents in Evergreen and the foothills that might take an over priced listing. Like a sooner cloing date or other things that go into the offer other than price. Get pre-approved for a loan if you can. Sometimes it's hard when you don't have a specific property picked out yet but if yo have been with the same bank for a while they will do it. That is a little stronger than just a pre-qual letter. Consider not only the amount of the loan the lender will allow, but also what you feel comfortable spending every month. Sometimes the bank will qualify you with more than you would like to spend. Take an look at your budget and adjust your search to what you want to spend. * Choose carefully: The way the market is these days it might be difficult because there aren't a lot of homes for sale in Evergreen, CO or the rest of the Denver Foothills but this is a big decision and you don't want to "settle" for your next home. Buying a home is more permanent than renting. Even though a recent study has found the average time on a home is only 5 years, that is still 4 years longer than most leases. BE sure to look at utilities and what it might cost to keep up the home Please don’t hesitate to call or email us if I can help you.